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Killeen Texas Form 8888: What You Should Know
Jim Minton; Contact Email: badminton(at)austintexas.gov; Contact PO Box: 449; Contact Fax Number: 210.519.8828. Owner's Name: Jody Taylor; Owner Address: 714 S. Interstate 35, Apt. M-1031, West Mockingbird Dr, Fort Worth, TX 76108; Owner Phone:; Contact Name: Bob Giesbrecht; Contact Email: bobgiesbrecht(at)TDG.state.TX.us; Contact PO Box: 1488; Contact Fax Number:. I. REFINANCE As a condition of the loan, the borrower will pay periodic fees (the loan service premium) to the senior. The amounts are determined by the senior after consultation with a professional loan underwriter. Fees are based on a loan term. These loans have fixed or floating interest rates determined by the senior. Rates do not change for a loan term, but interest rates can vary between each renewal. A senior may renew a loan for an initial term of one year. The borrower may also renew a loan for a consecutive two-year term and may renew for a three-year term for additional consideration. Additional consideration may be applied in the form of additional monthly payments or a bonus payment in the event the borrower earns an income, increases assets, increases income, or changes jobs. An initial period is considered a “preset” period. A subsequent renewal is also considered a “preset” period. For example: a loan is first renewed for a one-year term for 600 in payments. At the time of renewal, the loan is valued at only 495. It is reset (replaced) to its original value of 500 in the next renewal year. Once a loan renews, the senior (the borrower) must renew the loan for the new higher value of 600 per payment. BENEFITS A senior may choose to receive the following benefits: 1. Payment of mortgage insurance. 2. Prepayment premium for first mortgage. 3. Interest paid on first mortgage. 4. Reduction of loan principal. 5. Reduction of loan payment due to age and disability. 6.
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